Porchlight Fiscal
The light’s on over your community’s money

Your community’s money, turned into answers.

Porchlight Fiscal makes sense of your community’s monthly financial data — a board-ready report, a live dashboard, budgets and trend lines built on every month of history, action items that never slip, and honest warnings when something needs attention. In minutes, not an afternoon.

Did you know?

One community. One month. By the real numbers.

3+ hours
for one person to read one month’s packet

The 100+ page packet — the financial report plus the delinquency report — takes a single reader over three hours, cover to cover. Have the community manager and a five-member board each do their duty, and one month costs the community 18+ hours of reading — before a single minute goes to addressing the issues those numbers raise.

4,000+
dollar amounts in a single month’s packet

Around 50,000 a year — and a board’s duty isn’t just to read them. It’s to understand what each one means for the community, and to make the financial decisions they point to.

5 minutes
is about what the financials get at a typical board meeting

Often less — at many HOAs, the report is approved on the consent calendar, voted through without discussion. Not because boards don’t care, but because 100 pages is a lot. The duty to understand it doesn’t go away.

The reports are thorough — that’s exactly what makes them daunting for a volunteer board.

Why it exists

Community managers deserve better than a 100-page PDF.

Every month, the board receives a dense financial packet to review before the board meeting. The expectation that a volunteer board read, understand, and act on it — unaided — is simply unrealistic. Turning it into something a board can understand and act on takes hours of retyping, cross-checking, and formatting, per community, every month. Porchlight Fiscal does that translation automatically, and then keeps watching.

A volunteer HOA board reviewing an operating budget and reserve study around a table

Board-ready in minutes

Import the packet; get a polished financial report with a one-page board cover, plain-English talking points, and a clean PDF for the meeting packet.

Hours back, every month

Managers tell us the monthly financial prep drops from a half-day per community to the time it takes to read the highlights. Multiply by a portfolio.

Catches what eyes miss

Miscoded invoices, deposits over the FDIC limit, CDs sitting matured, reserve funds running low, unusual credits — surfaced by name, with the evidence one click away.

Two seats at the same table

Built for the people who answer for the money.

For HOA boards

Clear oversight of your community’s money without an accounting degree — a one-minute monthly picture, honest warnings, and evidence behind every number. A simple monthly subscription per community.

What your board sees →

For management companies

Your managers present better, prep faster, and catch issues before board night — working from the packets you already produce. Partner with us and bring it to the communities you serve.

The partner story →

How it works

One import. The whole story.

Drop in the monthly packet

The financial report and delinquency filing, straight from the management company — no retyping, no spreadsheets, no reformatting.

Review what changed

The import shows you what moved and what needs a decision. Accept, and the month joins the community’s complete financial history.

Present like a veteran

A board cover that reads in one minute, drill-down evidence behind every number, and watch items phrased the way a manager would raise them.

Every number on the dashboard opens to show its own evidence — down to the individual invoice.

Built for the real workflow

From first-year manager to portfolio veteran.

  • The financial report — one-page board cover, tabs for delinquencies, operating, reserves, and investments, true page numbers in print.
  • The command dashboard — liquidity, reserves, collections, and net income at a glance, with anomalies explained by GL name and amount.
  • Budget & reserve tools — build next year from this year’s actuals, import the reserve study, track every fund’s balance.
  • Action items — the community’s open issues, time-stamped and board-shareable.
  • Delinquency tracking — account-level aging and stage history. Account numbers only; homeowner names never appear.
  • Every month remembered — the history builds with each import, so trends and comparisons come free.
  • Nothing to install — each community lives at its own secure web address, sign-in protected, encrypted in transit and at rest.

Somewhere out there is a community whose money you answer for. We keep the light on over it.

Porchlight Fiscal
Available now

In production with Southern California communities today.

Onboarding a community takes one import. If yours should be next, let’s talk.